How Much Does a Full-Stack Developer Cost in the UK? (2026 Pricing Guide)
Updated 31 October 2026 · 9 min read
Hourly rates, typical project prices, and the real cost of hiring versus outsourcing. A plain-English guide for startups, SMEs, and agencies budgeting for full-stack development.
What a full-stack developer actually does
A full-stack developer works across every layer of a web application: the interface people click on (frontend), the server logic and APIs behind it (backend), the database that stores everything, and the deployment pipeline that gets it live. Many also build mobile apps that share the same backend.
That breadth is why full-stack developers are good value for smaller teams. Instead of coordinating a frontend contractor, a backend contractor, and someone to handle hosting, one person owns the whole build. Fewer hand-offs means fewer misunderstandings, and fewer invoices.
A typical modern full-stack toolkit looks like this:
- Frontend: React and Next.js, styled with Tailwind CSS
- Backend: Node.js with REST or GraphQL APIs, authentication, and payments (usually Stripe)
- Database: PostgreSQL, MySQL, or MongoDB
- Mobile: React Native for iOS and Android from one codebase
- DevOps: automated testing and deployment (CI/CD) to platforms like Vercel
Full-stack developer hourly rates in the UK
For outsourced full-stack development, expect to pay somewhere between £50 and £120 per hour. Where a project falls in that range depends on a few things:
- Complexity: a content update or a bug fix sits at the lower end; payment flows, data migrations, or performance work on a large codebase sit higher.
- Urgency: work that has to be delivered in 24 hours, or out of hours, costs more.
- Seniority and accountability: a developer who scopes, architects, and takes responsibility for production costs more than one who only implements tickets.
- Existing code quality: picking up a messy or undocumented codebase takes longer to do safely.
Hourly billing suits work with an uncertain or changing scope: fixes, small features, ongoing improvements, and agencies that need overflow capacity. Ask for time to be logged and reported so you can see where the hours go.
Fixed project prices: what common builds cost
If you know what you want built, a fixed-price quote gives you cost certainty. Most full-stack projects for startups and SMEs fall between £1,500 and £10,000. These are typical ranges, not quotes; your scope decides the final number.
| Project | Typical price | What's usually included |
|---|---|---|
| Business website with CMS | £1,500–£3,000 | Fast Next.js site, editable content, enquiry or booking forms, analytics, technical SEO |
| MVP or web app | £4,000–£7,500 | User accounts, database, dashboard, admin area, Stripe payments, transactional email |
| Full product build | £7,500–£10,000+ | Web app plus iOS and Android apps, APIs, third-party integrations, CI/CD, production hosting |
| Feature or integration on an existing app | Usually hourly | A new feature, a CRM or payment integration, or a performance fix |
A good fixed quote is broken into milestones, each with something working you can see and test. If a quote is a single number with no breakdown, ask for one.
Freelancer vs agency vs hiring: how the costs compare
The hourly rate is only part of the picture. What matters is the total cost of getting working software, and how long it takes to start.
| Option | Typical cost | Time to start | Watch out for |
|---|---|---|---|
| Permanent hire | £45k–£75k salary plus on-costs | Often 2–3 months | Recruitment fees, notice periods, and paying for quiet weeks |
| Large agency | Day rates, often well above freelancer rates | Weeks of discovery | Change requests and account-management overhead |
| Freelance marketplace | Wide range, quality varies | Days | Vetting time, time zones, and developers disappearing mid-project |
| Specialist full-stack studio | £50–£120/hour or fixed project price | Days | Check they cover the full stack, not just the frontend |
Hiring makes sense once you have enough steady work to keep a developer busy full time, and someone technical to manage them. Before that point, the true cost of an employee is higher than the salary suggests: employer National Insurance (15% above the threshold), workplace pension contributions (at least 3%), equipment, software licences, and a recruitment fee that is commonly 15–25% of first-year salary if you use an agency.
Costs people forget to budget for
- Hosting and infrastructure: often free or a few pounds a month at launch, rising with traffic and data.
- Third-party services: payments (Stripe takes a percentage per transaction), email sending, maps, AI APIs, and app store fees (Apple's developer programme is an annual fee).
- Maintenance: dependencies need updating, browsers and phones change, and security patches don't wait. Budget for ongoing hours or a retainer after launch.
- Design and copy: many developers work from your designs and words. If you need those created, price them separately.
- Scope creep: the most expensive line item is usually the feature added halfway through. Keep a list for version two.
How to keep your full-stack development costs down
- Build the smallest useful version first. An MVP that proves people will pay is worth more than a polished product nobody uses.
- Use a proven, mainstream stack. It's cheaper to build, cheaper to hire for later, and easier to hand over.
- Insist on owning your code and accounts. Your repository, your hosting, your domain. It keeps you free to change developer without starting again.
- Agree milestones with demos. You catch misunderstandings early, when they're cheap to fix.
- Pick the right pricing model: fixed price for a clear scope, hourly for changing priorities, and a retainer for continuous development after launch.
Frequently asked questions
How much does a full-stack developer charge per hour in the UK?
Outsourced full-stack developers in the UK typically charge £50–£120 per hour. Simple fixes and updates sit at the lower end; complex backend, payments, or urgent work sits at the higher end.
How much does it cost to build an MVP in the UK?
Most MVPs with user accounts, a database, a dashboard, and payments cost £4,000–£7,500 with a specialist full-stack developer. A simpler prototype can start from around £1,500, and products that include mobile apps and several integrations often run to £10,000 or more.
Is it cheaper to hire a full-stack developer or outsource?
Until you have enough steady work for a full-time role, outsourcing is usually cheaper. A permanent hire costs a salary of roughly £45,000–£75,000 plus employer National Insurance, pension, equipment, and recruitment fees, and can take months to fill.
Should I choose a fixed price or an hourly rate?
Choose a fixed price when the scope is clear and you need cost certainty. Choose hourly when priorities are changing, you're improving an existing product, or you need flexible overflow capacity.
Get a fixed quote for your build
Unlimited Dev is a full-stack development studio in Greenock, Scotland, working with startups, SMEs, and agencies across the UK and Ireland. £50–£120 per hour, or fixed project prices from £1,500.
Related: MVP development · Web app development · White-label development for agencies